Cheapest Software to Take Credit Card Payments

Here are some of the cheapest software to take credit card payments, along with their pros and cons. Please note that prices and features may vary, and it's important to do your own research before making a purchase decision.

1. Square: This is a popular payment processing software that allows businesses to accept credit card payments through a mobile device or computer.

Pros: Free to use, offers a range of payment processing options, can be used for both in-person and online payments.

Cons: Charges a transaction fee for each payment processed, may require additional hardware to accept payments.

2. PayPal: This is a widely used payment processing platform that allows businesses to accept credit card payments online.

Pros: Offers a user-friendly interface, can be used for both in-person and online payments, offers a range of payment processing options.

Cons: Charges a transaction fee for each payment processed, may have limitations on the amount of payments that can be processed.

3. Stripe: This is a payment processing platform that allows businesses to accept credit card payments online.

Pros: Offers a range of payment processing options, offers advanced customization options, can be used for both in-person and online payments.

Cons: Charges a transaction fee for each payment processed, may require technical expertise to set up and use.

4. Payline: This is a payment processing software that offers a range of payment processing options for businesses.

Pros: Offers advanced customization options, can be used for both in-person and online payments, offers a range of payment processing options.

Cons: Charges a transaction fee for each payment processed, may require technical expertise to set up and use.

5. Braintree: This is a payment processing software that offers a range of payment processing options for businesses.

Pros: Offers a user-friendly interface, can be used for both in-person and online payments, offers advanced customization options.

Cons: Charges a transaction fee for each payment processed, may require technical expertise to set up and use.

Overall, the pros of using software to take credit card payments include the ability to accept payments from customers quickly and easily, the flexibility to accept payments both in-person and online, and the ability to customize payment options to meet your specific needs. However, some cons may include transaction fees, the need for additional hardware or technical expertise, and potential limitations on the amount of payments that can be processed. It's important to do your own research and choose a software program that meets your needs and budget.